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**The information, pictures, and other content in this website about
particular insurance services is only provided for informational purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent. |
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Although people are generally living longer, many are requiring
assistance in their later years. Long term care services can be provided in your home, in an assisted living facility or in a nursing home. In many cases the family is no longer able to provide such care around the clock. Family members may not live nearby, they may have other pressing family commitments, or simply can't get the time off from work or away from the home. |
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According to recent data, 48.6% of people age 65 and
older may spend some time in a nursing home and 71.8% of people age 65 and older may use some form of home health care. |
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Some people can pay the bill out of pocket, others will
qualify for Medicaid (welfare), but most of us will fall somewhere in the middle. A New Jersey Long Term Care insurance policy can help protect your assets from the rising cost of care. |
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Long Term Care insurance is often referred to as
"asset protection." Individuals need to have assets worth protecting in order to justify the purchase of a policy. If you are able to pay Long Term Care insurance premiums without having to change your lifestyle - you should transfer that risk to the insurance company. |
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Three Types of Long Term Care Insurance Policies
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Facility Only: Will pay benefits for care in a nursing
home, assisted living facility or board and care facility. It's the most basic policy but often the most needed type. |
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Home Health Care: Will pay benefits for care in your
home, but not in a facility. The preferred policy when a home health care situation is possible. |
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Comprehensive: Will pay benefits for care in your
home or in a facility. This is the preferred type of plan (policy) because of it's flexibility, but is also the most expensive. |
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A long term care insurance specialist with Sunrise Retirement
Solutions and Insurance Planning Services will assist you in deciding which type of policy will work best for your needs. |
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More Information on New Jersey Long Term Care Insurance
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Click on the link below to fill out a secure quote request form for a
New Jersey Long Term Care Insurance policy that will provide comprehensive long term care insurance coverage at an affordable cost. Or speak with our Long Term Care Insurance agent specialist toll free at 1-800-501-6199 to discuss the features. |
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Sunrise Retirement Solutions
& Insurance Planning Services
188 Fries Mill Road, Unit F-1
Turnersville, New Jersey 08012
Gloucester County, NJ
(856) 875-0999
Toll Free: 1-800-501-6199
Fax: (856) 875-0981
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Answer a few questions
and we will provide you with an insurance quote by phone or email. Choose the New Jersey or Pennsylvania business or personal insurance coverage you're interested in from the menu above. |
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(also Philadelphia, PA area)
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Personal Insurance
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Sunrise Retirement Solutions and
Insurance Planning Services, LLC
Copyright 2005 - 2008 All rights reserved
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We are your greater Philadelphia, PA area insurance services agency,
offering affordable long term care insurance premiums to individuals and families in the following New Jersey cities and counties: Deptford, Camden, Cherry Hill, Blackwood, Collingswood, Runnemede, Woodbury Heights, Pennsauken, Palmyra, Cinnaminson, Delran, Riverside, Edgewater Park, Burlington, Riverton, Delanco, Beverly, Bridgeboro, Woodlynne, Oaklyn, Gloucester City, Brooklawn, Mt. Ephraim, Westville Grove, Colonial Manor, Red Bank, National Park, Thorofare, Gibbstown, Bridgeport, Penns Grove, Almonesson, Fairview, Grenloch, Hurffville, Turnersville, Erial, Pine Hill, West Berlin, Clementon, Barrington, Kirkwood, Maple Shade, Mt. Laurel, Pitman, Sewell, Mantua, Centre City, Magnolia, Somerdale, Berlin, Richwood, Mt. Royal, Glassboro, Ewan, Wenonah, Audubon, Haddonville, Merchentville, Willingboro, Woodbury, Clarksboro, Mickleton, Repaupo, Paulsboro, Williamstown, Sharptown, Ferrell, Auburn, Yorktown, Pedricktown, Pennsville, Vineland, Millville, Gloucester County, Burlington County, Salem County, and Camden County, NJ. We also offer affordable long term care insurance policy services throughout southeastern Pennsylvania, including in Upper Darby, Drexel Hill, Yeadon, Sharon Hill, Collingdale, Darby, Folcroft, Lansdowne, Norwood, Prospect Park, Glenolden, Havertown, Colwyn, Chester, Cheltenham, Montgomery County, Bucks County, Delaware County, and Philadelphia County, PA. |